Julian Davies – Managing Director

Julian began giving financial advice since 1988.

After cutting his teeth as a financial consultant at Legal & General for the first 8 years, Julian then progressed to the more technical and challenging world of an independent financial adviser in 1996.

Davies Financial was later established in 2005 as Julian wanted to work on developing his own client-focused practice and to spend as much time as possible dealing with his own clientele.

Julian achieved Level 4 Diploma qualification and throughout his career providing financial advice, he enjoyed the challenge of dealing with complex financial planning matters and then converting these into plain English, to help clients understand their options.

As the firm has grown, Julian has chosen to no longer provide financial advice, instead his responsibilities have now moved on to a combination of staff management and training, company oversight and heading up the firm’s investment committee.

Julian’s passion for ensuring the firm’s clients receive the highest quality advice possible, remains unabated. Therefore, whilst he no longer provides advice, the standards he put in place and nurtured throughout his advising career, now continue to be adopted by the advisers within the firm, albeit adopting their own unique styles along the way.

In his leisure time Julian loves to spend as much time on holiday with his family as he can, is a keen DIYer and occasionally plays golf when the time and weather permits.

Debbie Miles – Office Manager

Debbie has been working for Davies Financial since 2001.

She ensures the business runs smoothly on a daily basis and her role includes a range of responsibilities – from managing the finances and accounts to making sure the cupboards are stocked with nice coffee for our clients!

Debbie is actively involved throughout the business and is always on hand to offer support both to our clients and the rest of the team.  Indeed, she is the ‘go to’ person for our team.

When Debbie isn’t busy juggling the many tasks that keep the business running effectively and efficiently, she enjoys her time away from the office travelling with her husband in their motorhome ‘Agnes’ whenever possible.

Cheryl Barker APFS Chartered Financial Planner – Independent Financial Adviser

Cheryl advises new and existing clients of the firm in all aspects of financial planning.

Cheryl joined the firm in 2016 after having previously worked as a financial adviser for HSBC. She has recently attained the Level 6 Advanced Diploma and achieved Chartership, giving her the title `Chartered Financial Planner’.

Outside of work, Cheryl is kept busy by her young family and renovating an old house, however when she does get some time, she loves running, yoga and tending her plants in her greenhouse.

Jessica Davies LLB (Hons), DipPFS – Independent Financial Adviser

Jessica has been with Davies Financial since June 2017 after graduating Cardiff University with a law degree.

Since 2017, she initially gained substantial experience in the behind-the-scenes client work in her role as paraplanner and then protection adviser and then received her Level 4 diploma as a fully qualified financial adviser in the summer of 2020.

Jessica now advises new and existing clients in all aspects of financial planning.

She is planning to go on to Level 6 to become a Chartered Financial Planner, with her final goal of becoming a Fellow of the Personal Finance Society.

In her spare time, she enjoys walking with her family’s two Labradors, Archie and Milo, plus more recently her new puppy Toby and spending time babysitting her niece & nephew.

Kat Morris – Financial Services Administrator

Kat joined Davies Financial in July 2021 but has worked within the Financial Industry for over 20 years.

Before joining Davies Financial, Kat previously worked as a Client Relationship Officer/Paraplanner for Portfolio Financial Consultancy for over 11 years and prior to the she was an Office Manager for The Crescent Partnership for 10 years.

Kat has both experience and knowledge that brings added depth to her role as Financial Services Administrator for Davies Financial.  Kat works closely with Debbie and like Debbie she is actively involved throughout the business and is always on hand to offer support to both our clients and the rest of the team.

Out of work, Kat is kept very busy with her young family, she loves spending days going to the local beach front and socialising with her friends and family.